Terms & Conditions

Last updated: September 19, 2026

Welcome to Say Less: The 90 Day Lock-In Challenge, a joint program operated by LaKisha Mosley (The Soft Simple CEO™) and Fancy Felder (SwagHer Magazine) ("Say Less," "we," "us," or "our"). By enrolling in or using saylesschallenge.com and the participant portal, you agree to these Terms & Conditions. Please read them carefully.

1. The program

Say Less is a 90-day guided challenge that runs from October 1 through December 31, 2026. It includes a private participant portal, daily lock-in prompts on each of the 90 days, milestone check-ins, a weekly scorecard, twice-monthly live checkpoints, and a resource library. You set your own goal, and the program provides structure, accountability, and support.

2. Eligibility

You must be at least 18 years old to enroll. By joining, you confirm that the information you provide is accurate and that the account is yours.

3. Enrollment, pricing, and payment

Enrollment is $29 for the full 90 days. Payments are processed securely by Stripe. Some participants may receive access through a member code; access granted through a valid code provides the same program experience.

4. Refunds

All sales are final. Because you receive immediate access to the full 90-day portal upon enrollment, we do not offer refunds. If you are unsure, please review the program details before you join.

5. Milestone rewards

Participants who complete a milestone check-in (Days 15, 30, 45, 60, 75, and 90) are entered into that milestone's prize drawing, with winners drawn during our live checkpoints. Participation requires only enrollment in the challenge; no additional purchase is necessary to be entered. Prizes are as described on the site and may be substituted for an item of equal or greater value if needed. Winners are responsible for any taxes on prizes. Rewards are void where prohibited.

6. Not professional advice

Say Less is educational and motivational. Its content, including anything related to wellness, mental health, business, or lifestyle, is provided for general informational purposes only and is not a substitute for professional medical, mental health, financial, or legal advice. Always consult a qualified professional for your specific situation. Participation is at your own discretion, and results vary from person to person. We do not guarantee any specific outcome.

7. Your content

The goals, reflections, check-ins, and other content you enter in the portal remain yours. You grant us permission to store and use that content only as needed to operate the program and support you. Your private reflections and check-ins are visible to you and to the hosts (LaKisha and Fancy) in the admin view.

8. Our content

All prompts, materials, resources, and other content we provide are owned by the hosts and are for your personal use in the challenge. You may not copy, share, resell, or redistribute program content without our written permission.

9. Acceptable use

Please keep your login private and use the portal respectfully. You agree not to misuse the site, attempt to access other participants' accounts, or share your access with others. We may suspend or end access for conduct that harms the program or its participants, without a refund.

10. Disclaimers and limitation of liability

The program and portal are provided "as is." To the fullest extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of the program. Our total liability for any claim will not exceed the amount you paid to enroll.

11. Governing law

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-law rules. The hosts operate from Texas and Maryland.

12. Changes to these terms

We may update these Terms from time to time. When we do, we will change the "Last updated" date above. Continued use of the program after an update means you accept the revised Terms.

13. Contact us

Questions about these Terms? Email us at hi@lakishamosley.com.